Asset Based Lender Hard Money Loans

As fast as 3-Day Closings

Your Trusted Hard Money Lender in SWFL

Welcome to Mortgage One of SWFL, Southwest Florida's premier hard money lender. We specialize in providing fast, flexible financing solutions for real estate investors and property developers. Whether you're looking to purchase, refinance, renovate or build our expert team is here to help you secure the funds you need with minimal hassle. Contact us today to learn more about our competitive rates and personalized service. Let's make your next real estate venture a success!

Short-term asset-based loans are a type of financing where the loan is secured by assets you own, such as real estate, inventory, or accounts receivable. Mortgage One of SWFL only offers Real Estate loans at this time. These loans are typically used to provide quick access to capital for a short period, often ranging from a few months to a couple of years.

Key features include:

- *Collateral-Based*: The loan is secured by assets, reducing the lender's risk and often leading to faster approval and better terms.

- *Quick Access to Funds*: With a streamlined approval process, borrowers can quickly obtain the capital they need.

- *Flexible Use*: Funds can be used for various purposes, such as seizing new business opportunities, managing cash flow, or financing projects.

- *Short-Term Duration*: These loans are designed for short-term needs, making them ideal for temporary financial gaps.

Short-term asset-based loans offer a practical solution for businesses and investors looking to leverage their assets for immediate financial needs.

Our Services

Fix & Flip Loans

Transform properties and unlock their potential with our fix and flip loans. Designed for real estate investors and property flippers, our loans provide the funding you need to purchase, renovate, and sell properties for a profit.

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Fix, Rent, and Refinance Loans

Maximize your real estate investment with our Fix, Rent, and Refinance Loans. Designed for investors looking to purchase, renovate, and hold rental properties, these loans provide the financing you need at every stage of the investment process.

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Short and Long Term Rental Loans

Invest in your future with our Short and Long Term Rental Loans. Whether you're looking to finance a vacation rental property or build a portfolio of long-term rental investments, we have the solutions you need to achieve your goals.

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Commercial Property and Multifamily Loans

Unlock the potential of your real estate investments with our Commercial Property and Multifamily Loans. Whether you're looking to finance or refinance office buildings, retail spaces, or apartment complexes, we offer tailored solutions to meet your needs.

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Cash-Out Refinance Loans

Unlock the equity in your investment properties with our Cash-Out Refinance Loans. Whether you want to consolidate debt, fund home improvements, or invest in new opportunities, our loans provide the cash you need to refinance your existing investment properties.

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Transactional Funding

Seize your real estate opportunities with our Transactional Funding services. Designed for real estate wholesalers and investors, our funding solutions provide the temporary capital needed to close back-to-back transactions seamlessly.

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New Construction Loans

Build your dream project with our New Construction Loans. Whether you're planning to construct a single-family home, a multifamily property, or a commercial building, we provide the financing you need to bring your vision to life.

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"I've been working with Mortgage One of SWFL for several years on various new construction projects, and their service has always been exceptional. Their team consistently provides competitive rates and a smooth approval process, which has been crucial for the success of my projects. They are knowledgeable, reliable, and always willing to go the extra mile to support my needs. I highly recommend them to anyone looking for a trusted partner in new construction financing."

- Brian Quintero, Real Estate Developer

"Working with Mortgage One of SWFL for my cash-out refinance was a great experience. They made the process straightforward and efficient, allowing me to access the equity in my property without any hassle. The rates were competitive, and their team was always available to answer my questions and guide me through each step. Thanks to their support, I was able to fund other important projects. I highly recommend their services to anyone looking to refinance."

- JR Florida Builders LLC

"I’ve closed several fix and flip loans with Mortgage One of SWFL, and their service has consistently exceeded my expectations. Their team provides fast approval, competitive rates, and excellent support throughout the entire process. Their expertise in fix and flip financing has been invaluable in helping me complete my projects on time and within budget. I highly recommend Mortgage One of SWFL to any investor looking for a reliable and efficient lending partner."

- Nanet Sanchez

"As a small-town builder, finding a reliable financing partner is crucial, and Mortgage One of SWFL has been exceptional. Over the years, they've financed multiple new construction projects for me, consistently delivering excellent service and competitive rates. Their team understands the unique needs of builders and provides personalized support throughout each project. Thanks to their expertise and commitment, my business has thrived. I wholeheartedly recommend Mortgage One of SWFL to any builder looking for a trusted lending partner."

- Yabeyire Services Inc

"Mortgage One of SWFL has been instrumental in my growth as a builder. Their hard money loans have provided the flexibility and speed I needed to take on more projects and expand my business. The process is always smooth, and their team offers exceptional support and advice. Thanks to their financing, I've been able to scale my operations and achieve significant success. I highly recommend Mortgage One of SWFL to any builder looking to grow with reliable and efficient hard money loans."

- Option One Builders LLC

"Mortgage One of SWFL played a crucial role in the success of my multifamily project. Their multifamily loans provided the necessary funding with favorable terms and competitive rates, allowing me to complete the development efficiently. The team’s expertise and responsive support made the entire process smooth and stress-free. I’ve been impressed with their professionalism and dedication, and I highly recommend Mortgage One of SWFL to anyone looking to finance multifamily real estate projects."

- Equity Holdings Capital LLC

"Over the past three years, Mortgage One of SWFL has been a key partner in growing my rental portfolio. Their flexible financing options and prompt service have allowed me to acquire and manage multiple properties effectively. Their team is knowledgeable and supportive, making the investment process smoother and more efficient. Thanks to their reliable support, my portfolio has expanded significantly, and I’m excited about the future. I highly recommend Mortgage One of SWFL to any investor looking to build and grow their rental properties."

- Giovanni Laverde, Managing Partner

"I've been working with Mortgage One of SWFL for several years on various new construction projects, and their service has always been exceptional. Their team consistently provides competitive rates and a smooth approval process, which has been crucial for the success of my projects. They are knowledgeable, reliable, and always willing to go the extra mile to support my needs. I highly recommend them to anyone looking for a trusted partner in new construction financing."

- Brian Quintero, Real Estate Developer

"Working with Mortgage One of SWFL for my cash-out refinance was a great experience. They made the process straightforward and efficient, allowing me to access the equity in my property without any hassle. The rates were competitive, and their team was always available to answer my questions and guide me through each step. Thanks to their support, I was able to fund other important projects. I highly recommend their services to anyone looking to refinance."

- JR Florida Builders LLC

"I’ve closed several fix and flip loans with Mortgage One of SWFL, and their service has consistently exceeded my expectations. Their team provides fast approval, competitive rates, and excellent support throughout the entire process. Their expertise in fix and flip financing has been invaluable in helping me complete my projects on time and within budget. I highly recommend Mortgage One of SWFL to any investor looking for a reliable and efficient lending partner."

- Nanet Sanchez

"As a small-town builder, finding a reliable financing partner is crucial, and Mortgage One of SWFL has been exceptional. Over the years, they've financed multiple new construction projects for me, consistently delivering excellent service and competitive rates. Their team understands the unique needs of builders and provides personalized support throughout each project. Thanks to their expertise and commitment, my business has thrived. I wholeheartedly recommend Mortgage One of SWFL to any builder looking for a trusted lending partner."

- Yabeyire Services Inc

"Mortgage One of SWFL has been instrumental in my growth as a builder. Their hard money loans have provided the flexibility and speed I needed to take on more projects and expand my business. The process is always smooth, and their team offers exceptional support and advice. Thanks to their financing, I've been able to scale my operations and achieve significant success. I highly recommend Mortgage One of SWFL to any builder looking to grow with reliable and efficient hard money loans."

- Option One Builders LLC

"Mortgage One of SWFL played a crucial role in the success of my multifamily project. Their multifamily loans provided the necessary funding with favorable terms and competitive rates, allowing me to complete the development efficiently. The team’s expertise and responsive support made the entire process smooth and stress-free. I’ve been impressed with their professionalism and dedication, and I highly recommend Mortgage One of SWFL to anyone looking to finance multifamily real estate projects."

- Equity Holdings Capital LLC

"Over the past three years, Mortgage One of SWFL has been a key partner in growing my rental portfolio. Their flexible financing options and prompt service have allowed me to acquire and manage multiple properties effectively. Their team is knowledgeable and supportive, making the investment process smoother and more efficient. Thanks to their reliable support, my portfolio has expanded significantly, and I’m excited about the future. I highly recommend Mortgage One of SWFL to any investor looking to build and grow their rental properties."

- Giovanni Laverde, Managing Partner

"I've been working with Mortgage One of SWFL for several years on various new construction projects, and their service has always been exceptional. Their team consistently provides competitive rates and a smooth approval process, which has been crucial for the success of my projects. They are knowledgeable, reliable, and always willing to go the extra mile to support my needs. I highly recommend them to anyone looking for a trusted partner in new construction financing."

- Brian Quintero, Real Estate Developer

"Working with Mortgage One of SWFL for my cash-out refinance was a great experience. They made the process straightforward and efficient, allowing me to access the equity in my property without any hassle. The rates were competitive, and their team was always available to answer my questions and guide me through each step. Thanks to their support, I was able to fund other important projects. I highly recommend their services to anyone looking to refinance."

- JR Florida Builders LLC

"I’ve closed several fix and flip loans with Mortgage One of SWFL, and their service has consistently exceeded my expectations. Their team provides fast approval, competitive rates, and excellent support throughout the entire process. Their expertise in fix and flip financing has been invaluable in helping me complete my projects on time and within budget. I highly recommend Mortgage One of SWFL to any investor looking for a reliable and efficient lending partner."

- Nanet Sanchez

"As a small-town builder, finding a reliable financing partner is crucial, and Mortgage One of SWFL has been exceptional. Over the years, they've financed multiple new construction projects for me, consistently delivering excellent service and competitive rates. Their team understands the unique needs of builders and provides personalized support throughout each project. Thanks to their expertise and commitment, my business has thrived. I wholeheartedly recommend Mortgage One of SWFL to any builder looking for a trusted lending partner."

- Yabeyire Services Inc

"Mortgage One of SWFL has been instrumental in my growth as a builder. Their hard money loans have provided the flexibility and speed I needed to take on more projects and expand my business. The process is always smooth, and their team offers exceptional support and advice. Thanks to their financing, I've been able to scale my operations and achieve significant success. I highly recommend Mortgage One of SWFL to any builder looking to grow with reliable and efficient hard money loans."

- Option One Builders LLC

"Mortgage One of SWFL played a crucial role in the success of my multifamily project. Their multifamily loans provided the necessary funding with favorable terms and competitive rates, allowing me to complete the development efficiently. The team’s expertise and responsive support made the entire process smooth and stress-free. I’ve been impressed with their professionalism and dedication, and I highly recommend Mortgage One of SWFL to anyone looking to finance multifamily real estate projects."

- Equity Holdings Capital LLC

"Over the past three years, Mortgage One of SWFL has been a key partner in growing my rental portfolio. Their flexible financing options and prompt service have allowed me to acquire and manage multiple properties effectively. Their team is knowledgeable and supportive, making the investment process smoother and more efficient. Thanks to their reliable support, my portfolio has expanded significantly, and I’m excited about the future. I highly recommend Mortgage One of SWFL to any investor looking to build and grow their rental properties."

- Giovanni Laverde, Managing Partner

About us

Welcome to Mortgage One of SWFL. With over 50 years of combined experience we understand the local market and are here to help you navigate it with ease. Whether you're buying to fix & flip, fix & rent or simply built a new property or refinance, we've got your back.

Our team is experienced and friendly, always ready to answer your questions and guide you through the process. We believe in clear communication and personalized solutions. Let's get together to grow your business.

Our commitment to exceptional service and personalized support has helped numerous clients, from small-town builders to large-scale investors, achieve their real estate goals. Contact us today to learn how our hard money loans can help you succeed in your next project.

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FAQs

How do I apply for a mortgage?

To apply for a Mortgage, we make it very simple. Simply make a phone call to 239-281-7297 or you can visit our office in Fort Myers by appointment only.

What documents are needed?

It all depends on the type of loan you're looking for. Give us a call at 239-281-7297 and we'll provide a list of documents needed.

How long does approval take?

Pre-Approval usually takes between 2 to 3 days and final approval will be provided once appraisal and clear title is in and approved by underwriting.

Can I get pre-approved?

Yes, we offer pre-approval services once we have reviewed the property and full file.

Do you offer refinancing?

Yes, we can help you refinance your current mortgage. We offer Rate and term or Cash out refinance.

Secure Your Fast Cash Today!

12553 New Brittany Blvd. #3221 Fort Myers, Florida 33907

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